Hello there.
I am Björn Nübel a financial expert who completed his training as a banker over two decades ago. I studied banking and banking supervision in Germany, then business administration in Switzerland and Chile.
I have been working in the financial industry for over 20 years.
Did you know that kids form financial habits as early as age seven? Studies show that early money lessons shape spending and saving behaviors for
Did you know that kids form financial habits as early as age seven? Studies show that early money lessons shape spending and saving behaviors for
Teaching your teen to live below their means is one of the most valuable lessons you can offer. Financial habits learned in youth shape future
The world is moving away from physical cash, and so are our children’s money habits. While digital payments offer convenience, they challenge traditional money lessons.
Sustainability matters. It helps protect the planet for future generations. Families play a big role in creating a greener world. Even small actions, like saving
Social media has revolutionized how we connect, communicate, and consume content. These platforms aren’t just about entertainment for children and teenagers—they shape how young people
Your opinion matters—and here’s why. Choosing the right book title isn’t just about catching someone’s eye. It’s about creating an instant connection, sparking curiosity, and
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